How we compare to the big 4 banks
Provided you have an excellent credit history you can enjoy comparison rates up to 6%* lower than the big 4 banks, which could help you save every month with lower repayments.
*See below for details on how the comparison rates are calculated and the comparison rate warning.
*Comparison based on interest rates and fees available from RateSetter for a $10,000, 3 year unsecured personal loan for a customer with an excellent credit history compared with the interest rates for a $10,000, 3 year fixed, unsecured personal loan product from ANZ, Westpac, Commonwealth Bank and National Australia Bank (as published on the respective bank website and excluding any temporary or special promotional offers) as at 12.00 pm, 20 March 2019. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. RateSetter credit criteria and terms and conditions apply. The actual rates and fees you may be charged will depend on your loan amount, term, financial circumstances and credit history. Rates offered by RateSetter or any other lender may change at any time without notice.