Debt Consolidation Loans
Consolidate debt into one easy payment
Take control of your finances by replacing multiple payments and due dates with one simple monthly payment.
We've helped thousands of Australians consolidate over $340M of debt in one place with one simple repayment.
Leave high-interest debt in the past
Forget navigating variable rates, high-interest credit cards and interest-free periods. Instead, lock in your tailor-made interest rate and make budgeting a breeze.
$5k - $50kLoan amounts
1 - 7 yearsLoan terms
24 hourSettlement
Looking to get your debts back under control?
Find out why a debt consolidation loan could be what you’ve been looking for
Streamlined payments
One easy monthly payment
Turn multiple payments to multiple lenders into one simple monthly payment.
A set payoff date
Finally, a date to work towards
A debt consolidation loan gives you a set debt-free date you can work towards every month.
Simple interest rates
One personalised rate
Swap variable, rising and high rates for a simple interest rate tailored to you.
Save on interest
Pay less in interest
Paying off your debts sooner and at a lower or fixed rate can mean paying less interest overall.
Debt-free, sooner
Get back to the good stuff
Simplified repayments, lower monthly fees, and lower or fixed interest rates make it easier to pay off your debts faster.
No early repayment fees
Pay what you want, when you want
A Plenti debt consolidation loan is free from any early repayment fees.
A faster, fairer experience
Enjoy a completely paperless borrowing experience that’s fast and simple. Streamlining your debts couldn’t be easier.
1. Get your rate
1 minute, 10 simple questions. It's all we need to estimate the rate on your debt consolidation loan and get you closer to a debt-free future.
2. Apply in minutes
3. Enjoy your funds
A 5-star experience
from start to end
Take a step towards financial freedom
with Australia's most 5-star reviewed
consumer lender.
Demystify debt consolidation
We know debt can seem overwhelming and confusing, but our smart debt consolidation guides make understanding your finances easy.
- Debt consolidation loans in Australia
- Low-rate debt consolidation loans
- Your guide to the benefits of debt consolidation
- Your guide to the best debt consolidation loans
Explore more personal loan options
Get your personalised rate in 2 min
without impacting your credit score.