Save thousands by consolidating debt with RateSetter
The sooner you switch to RateSetter, the sooner you could start saving.
|Interest paid over 3 years||$1,615||$2,648||$3,333|
|Savings with RateSetter||$1,033 – $1,718|
*Comparison based on interest rates and fees available from RateSetter for a $10,000, 3 year unsecured personal loan for a customer with an excellent credit history compared with the interest rates for a $10,000, 3 year fixed, unsecured personal loan product from ANZ, Westpac, Commonwealth Bank and National Australia Bank (as published on the respective bank website and excluding any temporary or special promotional offers) as at 10.00am, 6 September 2018. Comparison rate calculated based on a 3 year, $10,000 unsecured personal loan. Credit card rate stated is RBA F5 average standard credit card interest rate as at 6 September 2018 and excludes any annual or monthly fees. Credit card calculation assumes repayment of $10,000 balance over 3 years. Both calculations assume 36 equal monthly payments and no prepayment amounts.WARNING: This comparison rate applies only to
the example given. Different amounts and terms will result in different comparison rates. RateSetter credit criteria and terms and conditions apply. The actual rates and fees you may be charged will depend on your loan amount, term, financial circumstances and credit history. Rates offered by RateSetter or any other lender may change at any time without notice.
RateSetter personal loan repayment terms range from 6 months to 5 years. Interest rates range from 3.7% (comparison rate 10.01%) to 9.6% (comparison rate 11.45%), subject to change depending on the rates offered by lenders in our Lending Markets.
* Representative example: For a 36 month, $10,000 loan for a borrower with a good credit history at a comparison rate of 9.99% p.a., the estimated total amount payable including fees is $11,615 (interest payable is $1,615).
^ Total payment calculated assuming the monthly repayments over 3 years, based on the comparison rate for a $10,000 loan over 3 years. Savings calculated by comparing the total payment for a RateSetter loan with the average total payment for a fixed, unsecured personal loan from the major banks. Actual total savings from the bank vary from $1,033 - $1,718.
^Rates stated as at 10:00 AM, 6 September 2018 and are subject to change. RateSetter credit criteria and terms and conditions apply. Apply for a personal loan today and consolidate your debt.