Loan book update: June 2019

We’re pleased to release an update to the RateSetter loan book.

The updated loan book contains information about every loan originated through RateSetter since our launch in late 2014 until 30 June 2019, when we passed $450 million in consumer loans funded.

We believe that transparency is the cornerstone of peer-to-peer lending. Open data allows investors and borrowers to make informed decisions, and helps to ensure that peer-to-peer lenders like RateSetter are accountable for the quality of loans they facilitate. 

Data in the loan book includes loan amounts, interest rates, loan purpose and anonymised information related to borrowers such as age, gender, state/territory of residency, employment status, income bracket and home ownership status.