Loan book update: December 2018

We’re pleased to release an update to the RateSetter loan book. The updated loan book contains information about every loan originated through RateSetter since our launch in late 2014 until 31 December 2018, when we passed $390 million in consumer loans funded.

We believe that transparency is the cornerstone of P2P lending. Open data allows lenders and borrowers to make informed decisions, and helps to ensure that peer-to-peer lenders like RateSetter are accountable for the quality of loans they facilitate.

Download the loan book data

Data in the loan book includes loan amounts, interest rates, loan purpose and anonymised information related to borrowers such as age, gender, state/territory of residency, employment status, income bracket and home ownership status.

This information does not constitute financial advice and you should consider whether it is appropriate to your circumstances before you act in reliance on it. Any opinions, forecasts or recommendations reflect the judgement and assumptions of RateSetter as at the date of publication and may later change without notice.