Our personal loan broker program.

Provide your clients Australia's top rated personal loans

RateSetter is Australia’s leading peer-to-peer lending platform. We use clever technology to cut out the costs and inefficiencies of traditional lenders to give your clients a faster, better deal on personal loans.

Our 1 minute RateEstimate makes it easy to check client eligibility and our efficient online application process and client management portal means you can earn more while doing less.

Become accredited today 

Why we're good for brokers

We take on all the hard work for you. Our friendly customer service team and credit team will contact the customer directly to request necessary information. In many cases, borrowers can be approved in just one business day.

  • Flexible approach

    We employ a sensible approach to  underwriting, so we can be more flexible for your clients.

  • Easy commission management

    Track clients and export reports via our online portal. Commissions are paid monthly.

  • We're fast

    We use the latest technology and efficient underwriting processes, allowing loans to be approved and funded within 48 hours.

  • Stronger relationships

    A partnership with RateSetter adds to your product suite and can strengthen your client relationships.

Best rated personal loans

24,000+ delighted borrowers


Value of personal loans funded

Why we're good for borrowers

  • Low interest rates

    We reward good borrowers with lower rate personal loans, often up to 6% lower than the banks.

  • Fast online application

    Obligation free 1 minute RateEstimate, and an online application completed in minutes.

  • Flexible loan options

    Secured and unsecured personal loans from $2,001 to $45,000, from 6 months to 5 years.

  • Simply smarter

    No early repayment penalties and easy online loan management.

Meet your dedicated broker support team

We have a large and rapidly growing national broker support team across NSW, VIC, QLD, WA and SA.


  • Toni Stevens

    Toni StevensVIC & TAS - BDM
    0426 587 242

  • Aysun Portoglou

    Aysun PortoglouVIC - BDM
    0408 007 090

  • Ben Hutton

    Ben HuttonQLD - BDM
    0400 692 113

  • Wendy Goddard

    Wendy GoddardWA - BDM
    0404 084 064

What brokers are saying about RateSetter

From brokers to borrowers and lenders, users love RateSetter. That's why our personal loans are the best rated on the independent

For more details on becoming a broker partner of RateSetter please email us at

"Really easy to deal with, system is very straight forward and to the point. If you need help the customer service is fantastic and they will even help chase up info from the customer for you. Overall, I can highly recommend RateSetter compared to the other personal loan lenders we currently have."

Broker Candoo Car Finance

"We added RateSetter to our lending panel because we wanted to expand our offering and provide more competitive rates to our customers. We also wanted a better service, and RateSetter has provided a dedicated senior assessor who deals with all our applications. We’re no longer just a number – we get a more personalised service plus greater ownership and accountability."

Broker Fair Go Finance

"From the start we were impressed with RateSetter’s efficient and professional manner. RateSetter offer some of the lowest rates on the market, which is great for us and our clients. They are so easy to deal with, the RateEstimate is easy to use, and provides the client with all the information they need. The whole process through to settlement is painless."

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